Terms of Service

These Terms of Service govern your access to and use of Finnlight's website, tools, and services. By using Finnlight, you agree to these terms. If you do not agree, please do not use the service.

Use of the service

Finnlight provides retirement-planning estimates and budgeting tools for your personal use. The projections are informational and are not financial, tax, or investment advice. You are responsible for the accuracy of the information you enter and for any decisions you make based on the output.

Your account

You are responsible for keeping your account credentials secure and for all activity under your account. You must provide accurate information and may not use Finnlight for unlawful purposes or to interfere with the service.

Privacy

Our Privacy Policy explains how we collect, use, and protect your information. By using Finnlight, you agree to our Privacy Policy.

Disclaimers

Finnlight is provided "as is" without warranties of any kind. Projections depend on assumptions that may not reflect future market conditions, tax rules, or your personal circumstances.

Changes to these terms

We may update these terms from time to time. We will post the updated version and update the effective date. Continued use after changes means you accept the new terms.

Contact

If you have questions about these Terms of Service, please contact us through the Help & support channel in the app.