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See the exact age your savings run out.
Enter 3 numbers. See your timeline in seconds. No account needed.
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Save your plan with a 14-day free trial, then $4/month.
Trusted by people planning their next chapter
“I used to avoid thinking about retirement because it felt overwhelming. Finnlight walked me through it, and that anxious knot is finally gone.”
Sarah
Age 41
“I didn't want an advisor managing my money. Finnlight let me build my own plan, test different retirement ages, and own every decision.”
Priya
Age 34
“I get to plan and adjust on my time.”
Michael
Age 61
“I've tried apps that just spit out a number and leave you alone with it. Finnlight keeps checking in — when my income changed, it nudged me to update my plan. It feels like something in my corner.”
Marcus
Age 38
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Why use Finnlight
Everything you need to understand your retirement, in one place — account linking is optional, and there's no spreadsheet to maintain.
All your accounts in one view
See your 401(k), IRA, Roth IRA, and brokerage accounts together in a single projection.
Know when your money runs out
Adjust savings, returns, and spending to find the age your funds could be depleted.
Stress test against hundreds of scenarios
Run hundreds of simulated futures to see the probability your portfolio lasts.
Plan around real life events
Model home purchases, college, inheritance, or job changes and see the impact.
Social Security built in
Estimate your benefit and claiming age and see how it stretches your savings.
Start in seconds, no forms required
Try the demo without creating an account. Your data stays on your device.
Your data stays private
Finnlight is built on a privacy-first promise: we only collect the minimum data needed to power your plan. We never see your account numbers, exact balances, or transaction details. Your financial information is encrypted in transit with TLS 1.2+ and protected at rest.